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A STEP-BY-STEP PLANNING APPROACH TO ENSURE YOUR CHILD'S NEEDS ARE MET-FOR LIFE.

​PROTECTING YOUR SPECIAL NEEDS CHILD'S FUTURE STARTS HERE.

YOU'RE NOT ALONE IN THIS

RAISING A CHILD WITH SPECIAL NEEDS IS A JOURNEY OF LOVE, STRENGTH, & LIFE LONG COMMITMENT. YOU DON'T HAVE TO DO IT ALONE-WE'RE HERE TO HELP PROTECT YOUR CHILD'S FUTURE & GIVE YOU PEACE OF MIND

THE 7 MUST HAVES FOR SPECIAL NEEDS PLANNING

GUARDIANSHIP

LIFE INSURANCE

LETTER OF INTENT

CARE PLANNING

SPECIAL NEEDS TRUST

FINANCIAL COORDINATION

GOVERNMENT BENEFITS

PROMISE KEPT: A PARENTS GUIDE TO LIFELONG PROTECTION

BY Mike Moonan, CSA

SPECIAL NEEDS PLANNER

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A PRACTICAL, HEARTFELT GUIDE TO SECURING YOUR CHILD'S FUTURE.

LEARN THE STEPS TO PROTECT BENEFITS, PLAN LONG-TERM CARE, AND BRING PEACE OF MIND TO YOUR FAMILY'S JOURNEY.

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ABOUT ME

At Safe Harbor Special Needs Planning, my mission is simple: to give families peace of mind.

I’m Mike Moonan, a Certified Senior Advisor and dedicated Special Needs Planner. Working with families of children with special needs isn’t part of what I do — it’s all I do. I’ve built Safe Harbor to be a trusted partner for families looking to protect their child’s future, preserve vital benefits, and create a plan that brings clarity and calm.
Parents come to me overwhelmed by questions like:  
*What happens when we’re gone?*  
*How do we protect benefits without losing flexibility?*  
*Who will make sure our child is safe, secure, and supported in the years ahead?*

I’ve walked this path with countless families, and I’m here to guide you with empathy, strategy, and solutions that work.

When I’m not helping families plan for the future, I’m likely on the court. I’m a Senior Pro Pickleball Player and the Lead Teaching Pro for Engage Pickleball, where I help players of all ages improve their game with purpose and precision.

My partner Ginger and I split our time between Northern and Southern California, and we love exploring new places with our loyal dog, Max. Whether I’m coaching on the court or planning with a family across the table, I believe in showing up fully — with heart, clarity, and commitment.

Let’s create a future your family can rely on.

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mike.moonan@yahoo.com

760-485-2401

Shore

TESTIMONIALS

Client Testimonials — Safe Harbor Special Needs Planning

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“Mike didn’t just help us plan for Noah’s future — he helped us sleep at night.”

*— Jennifer & Mark R., parents of Noah (21, Autism Spectrum Disorder)*

We were overwhelmed with questions — about benefits, housing, guardianship. Mike broke it all down with such care and clarity. He truly listened, and the plan he built gave us peace of mind we hadn’t felt in years.

 

 

 

 

“Mike has a gift for this work. You can tell it’s personal for him.”

*— Carla M., mother of Olivia (15, Down syndrome)*

He explained things no one else ever had — not our lawyer, not the school. He helped us set up a trust, get life insurance in place, and gave us a plan that actually protects Olivia long after we’re gone.

 

 

 

 

 

“We met Mike through a friend — now we tell every special needs parent we know to call him.”

*— Ramon & Lisa G., parents of Mateo (18, Intellectual Disability)*

Mike is down-to-earth and incredibly knowledgeable. He didn’t just give us documents — he gave us a vision and a strategy. For the first time, we feel like we’re not alone in this.

 

 

 

 

 

“Every meeting felt like we were being heard — not rushed, not judged.”

*— Stephen H., single father of Ava (24, Cerebral Palsy)*

Mike walked me through every option with patience and kindness. He helped protect Ava’s SSI and make sure she’ll always have a safe place to live. That’s something I couldn’t put a price on.

mike.moonan@yahoo.com

1+760-485-2401

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